{"id":142628,"date":"2024-06-04T12:52:37","date_gmt":"2024-06-04T07:22:37","guid":{"rendered":"https:\/\/www.91mobiles.com\/hindi\/?p=142628"},"modified":"2025-03-12T15:19:44","modified_gmt":"2025-03-12T09:49:44","slug":"pf-kaise-nikale-online","status":"publish","type":"post","link":"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/","title":{"rendered":"\u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 PF \u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902, \u091c\u093e\u0928\u0947\u0902 \u0906\u0938\u093e\u0928 \u0924\u0930\u0940\u0915\u0947"},"content":{"rendered":"<div class='full-w-img'><picture>\n            <source media='(min-width: 416px)' srcset='https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-6.jpg?tr=w-696'>\n            <img width='696' height='392' data-m='true' src='https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-6.jpg?tr=w-415'  \/><\/picture><\/div><p><strong>\u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f (PF)<\/strong> \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u092e\u0948\u0928\u0947\u091c \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 <strong>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0938\u0947\u0935\u093f\u0902\u0917 \u0938\u094d\u0915\u0940\u092e<\/strong> (retirement savings scheme) \u0939\u0948\u0964 \u0908\u092a\u0940\u090f\u092b (EPF) \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0905\u092a\u0928\u0947 \u092e\u0942\u0932 \u0935\u0947\u0924\u0928 \u0915\u093e 12% \u0907\u0938 \u092b\u0902\u0921 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u0935\u0939\u0940\u0902 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u092d\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u092a\u0940\u090f\u092b \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0938\u092e\u093e\u0928 \u0930\u093e\u0936\u093f \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0908\u092a\u0940\u090f\u092b \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u091c\u092e\u093e \u0930\u093e\u0936\u093f \u092a\u0930 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u092c\u0924\u093e \u0926\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0930\u093f\u091f\u093e\u092f\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0905\u092a\u0928\u0947 \u0908\u092a\u0940\u090f\u092b \u092e\u0947\u0902 \u091c\u092e\u093e \u092a\u0942\u0930\u0940 \u0930\u0915\u092e \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0915\u0941\u091b \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0915\u094b\u0908 \u092d\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0908\u092a\u0940\u090f\u092b \u0916\u093e\u0924\u0947 \u0938\u0947 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u0907\u090f \u0907\u0938 \u0906\u0930\u094d\u091f\u093f\u0915\u0932 \u092e\u0947\u0902 \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 <strong>\u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 \u092a\u0940\u090f\u092b \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u092a\u0948\u0938\u093e \u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902<\/strong>&#8230;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902:<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #2a6496;color:#2a6496\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #2a6496;color:#2a6496\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%AA%E0%A5%82%E0%A4%B0%E0%A5%8D%E0%A4%A3_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_Full_Withdrawal\" >\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0915\u093e\u0938\u0940 (Full Withdrawal)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%86%E0%A4%82%E0%A4%B6%E0%A4%BF%E0%A4%95_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_Partial_Withdrawal\" >\u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 (Partial Withdrawal)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#UAN_%E0%A4%A8%E0%A4%82%E0%A4%AC%E0%A4%B0_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A5%87%E0%A4%82\" >UAN \u0928\u0902\u092c\u0930 \u0938\u0947 \u092a\u0940\u090f\u092b \u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95_%E0%A4%A6%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE%E0%A4%B5%E0%A5%87%E0%A4%9C\" >\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#PF_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%AA%E0%A4%B0_%E0%A4%95%E0%A4%BF%E0%A4%A4%E0%A4%A8%E0%A4%BE_%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8_%E0%A4%B2%E0%A4%97%E0%A5%87%E0%A4%97%E0%A4%BE\" >PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u091f\u0948\u0915\u094d\u0938 \u0932\u0917\u0947\u0917\u093e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%B8%E0%A4%B5%E0%A4%BE%E0%A4%B2-%E0%A4%9C%E0%A4%B5%E0%A4%BE%E0%A4%AC_FAQs\" >\u0938\u0935\u093e\u0932-\u091c\u0935\u093e\u092c (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%AE%E0%A4%9A%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A5%88%E0%A4%A8_%E0%A4%A6%E0%A5%87%E0%A4%A8%E0%A4%BE_%E0%A4%85%E0%A4%A8%E0%A4%BF%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%AF_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e \u0908\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u0948\u0928 \u0926\u0947\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%95%E0%A4%B0_%E0%A4%95%E0%A4%9F%E0%A5%8C%E0%A4%A4%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%AA%E0%A4%BE%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%B9%E0%A5%88%E0%A4%82\" >\u0915\u094d\u092f\u093e \u0908\u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A5%88%E0%A4%82_%E0%A4%85%E0%A4%AA%E0%A4%A8%E0%A4%BE_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%AC%E0%A4%A2%E0%A4%BC%E0%A4%BE_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%82%E0%A4%82\" >\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0905\u092a\u0928\u093e \u0908\u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%9C%E0%A4%AC_%E0%A4%AE%E0%A5%88%E0%A4%82_%E0%A4%90%E0%A4%B8%E0%A4%BE_%E0%A4%95%E0%A4%B0%E0%A5%82%E0%A4%82%E0%A4%97%E0%A4%BE_%E0%A4%A4%E0%A5%8B_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%A8%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%AD%E0%A5%80_%E0%A4%85%E0%A4%A7%E0%A4%BF%E0%A4%95_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%A6%E0%A5%87%E0%A4%97%E0%A4%BE\" >\u091c\u092c \u092e\u0948\u0902 \u0910\u0938\u093e \u0915\u0930\u0942\u0902\u0917\u093e \u0924\u094b \u0915\u094d\u092f\u093e \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u092d\u0940 \u0905\u0927\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0917\u093e?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%91%E0%A4%A8%E0%A4%B2%E0%A4%BE%E0%A4%87%E0%A4%A8_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%95%E0%A4%BF%E0%A4%A4%E0%A4%A8%E0%A5%87_%E0%A4%A6%E0%A4%BF%E0%A4%A8_%E0%A4%B2%E0%A4%97%E0%A5%87%E0%A4%82%E0%A4%97%E0%A5%87\" >\u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0924\u0928\u0947 \u0926\u093f\u0928 \u0932\u0917\u0947\u0902\u0917\u0947?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A5%81%E0%A4%9D%E0%A5%87_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%B8%E0%A5%87_%E0%A4%B0%E0%A4%BE%E0%A4%B6%E0%A4%BF_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%A8%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%95%E0%A5%80_%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%AE%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%80_%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u0908\u092a\u0940\u090f\u092b \u0938\u0947 \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A5%88%E0%A4%82_%E0%A4%B8%E0%A4%AE%E0%A4%AF_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A4%B0_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%82%E0%A4%82\" >\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.91mobiles.com\/hindi\/pf-kaise-nikale-online\/#%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A5%87%E0%A4%82_%E0%A4%85%E0%A4%AA%E0%A4%A8%E0%A4%BE_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB\" >\u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902 \u0905\u092a\u0928\u093e \u092a\u0940\u090f\u092b?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A5%88%E0%A4%B8%E0%A4%BE_%E0%A4%95%E0%A4%AC_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A5%87_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u092a\u0940\u090f\u092b \u0938\u0947 \u092a\u0948\u0938\u093e \u0915\u092c \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u092a\u0940\u090f\u092b \u0938\u0947 \u092a\u0948\u0938\u093e \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0905\u092a\u0928\u0947 <strong>Employee Provident Fund (EPF)<\/strong> \u0938\u0947 \u092a\u0942\u0930\u094d\u0923 \u092f\u093e \u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%82%E0%A4%B0%E0%A5%8D%E0%A4%A3_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_Full_Withdrawal\"><\/span><strong>\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0915\u093e\u0938\u0940 (Full Withdrawal)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0908\u092a\u0940\u090f\u092b \u0938\u0947 \u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u094b \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948:<\/p>\n<p><strong>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f (Retirement):<\/strong> \u091c\u092c \u0915\u094b\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0930\u093f\u091f\u093e\u092f\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0908\u092a\u0940\u090f\u092b \u0938\u0947 \u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br \/>\n<strong>\u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 (Unemployment) :<\/strong> \u092f\u0926\u093f \u0915\u094b\u0908 \u090f\u0915 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u092e\u092f \u0924\u0915 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930 \u0930\u0939\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0928\u094d\u0939\u0947\u0902 \u0905\u092a\u0928\u0947 \u0915\u0941\u0932 \u0908\u092a\u0940\u090f\u092b \u092c\u0948\u0932\u0947\u0902\u0938 \u0915\u093e 75% \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930\u0940 \u0915\u0940 \u0905\u0935\u0927\u093f \u0926\u094b \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u0936\u0947\u0937 25% \u092d\u0940 \u0935\u093e\u092a\u0938 \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u092f\u0939\u093e\u0902 \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u093e\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u0923 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0905\u092a\u0928\u093e \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0908\u092a\u0940\u090f\u092b \u0928\u0939\u0940\u0902 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u092c \u0924\u0915 \u0915\u093f \u0935\u0947 \u0915\u092e \u0938\u0947 \u0915\u092e \u0926\u094b \u092e\u0939\u0940\u0928\u0947 \u0924\u0915 \u092c\u0947\u0930\u094b\u091c\u0917\u093e\u0930 \u0928 \u0939\u094b\u0902\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%86%E0%A4%82%E0%A4%B6%E0%A4%BF%E0%A4%95_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_Partial_Withdrawal\"><\/span><strong>\u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 (Partial Withdrawal)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0908\u092a\u0940\u090f\u092b \u0915\u0941\u091b \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u094b \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948:<\/p>\n<p><strong>\u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0902:<\/strong> \u092e\u0947\u0921\u093f\u0915\u0932 \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0938\u093f\u0915 \u092e\u0942\u0932 \u0935\u0947\u0924\u0928 \u0915\u093e \u091b\u0939 \u0917\u0941\u0928\u093e \u092f\u093e \u092b\u093f\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0905\u092a\u0928\u0947 \u0939\u093f\u0938\u094d\u0938\u0947 \u0915\u093e \u092c\u094d\u092f\u093e\u091c \u0938\u0939\u093f\u0924 \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915 \u092f\u093e\u0928\u0940 \u092a\u0924\u093f\/\u092a\u0924\u094d\u0928\u0940, \u092c\u091a\u094d\u091a\u094b\u0902 \u092f\u093e \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u0947 \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0909\u092a\u091a\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u0947 \u0915\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br \/>\n<strong>\u0935\u093f\u0935\u093e\u0939:<\/strong> \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915, \u0909\u0928\u0915\u0947 \u092c\u0947\u091f\u0947 \u092f\u093e \u092c\u0947\u091f\u0940 \u0914\u0930 \u0909\u0928\u0915\u0947 \u092d\u093e\u0908 \u092f\u093e \u092c\u0939\u0928 \u0915\u0940 \u0936\u093e\u0926\u0940 \u0915\u0947 \u0932\u093f\u090f 7 \u0938\u093e\u0932 \u0915\u0940 \u0938\u0947\u0935\u093e \u092a\u0942\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u093e 50% \u0924\u0915 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<br \/>\n<strong>\u0936\u093f\u0915\u094d\u0937\u093e:<\/strong> \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915 7 \u0938\u093e\u0932 \u0915\u0940 \u0938\u0947\u0935\u093e \u0915\u0947 \u092c\u093e\u0926 \u0909\u0928\u0915\u0947 \u092c\u091a\u094d\u091a\u0947 \u0915\u0940 \u092e\u0948\u091f\u094d\u0930\u093f\u0915 \u0915\u0947 \u092c\u093e\u0926 \u0915\u0940 \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u093e 50% \u0924\u0915 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<br \/>\n<strong>\u092d\u0942\u092e\u093f \u092f\u093e \u0918\u0930 \u0916\u0930\u0940\u0926\/\u0928\u093f\u0930\u094d\u092e\u093e\u0923:<\/strong> \u092d\u0942\u092e\u093f \u092f\u093e \u092b\u093f\u0930 \u0918\u0930 \u0915\u0940 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u092a\u0940\u090f\u092b \u0915\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u092e\u0940\u0928 \u0915\u0940 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092e\u093f\u091f \u092e\u093e\u0938\u093f\u0915 \u092e\u0942\u0932 \u0935\u0947\u0924\u0928 \u0914\u0930 \u092e\u0939\u0902\u0917\u093e\u0908 \u092d\u0924\u094d\u0924\u0947 \u0915\u093e 24 \u0917\u0941\u0928\u093e \u0924\u0915 \u0914\u0930 \u0918\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u0947 \u0932\u093f\u090f 36 \u0917\u0941\u0928\u093e \u0924\u0915 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f 5 \u0938\u093e\u0932 \u0915\u0940 \u0938\u0947\u0935\u093e \u0905\u0935\u0927\u093f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947\u0935\u0932 \u090f\u0915 \u092c\u093e\u0930 \u0939\u0948\u0964<br \/>\n<strong>\u0939\u094b\u092e \u0932\u094b\u0928 \u0930\u093f\u092a\u0947\u092e\u0947\u0902\u091f:<\/strong> \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0947 \u0930\u093f\u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0938\u093f\u0915 \u092e\u0942\u0932 \u0935\u0947\u0924\u0928 \u0914\u0930 \u092e\u0939\u0902\u0917\u093e\u0908 \u092d\u0924\u094d\u0924\u093e \u0915\u093e \u0915\u092e \u0938\u0947 \u0915\u092e 36 \u0917\u0941\u0928\u093e \u0924\u0915 \u0915\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br \/>\n<strong>\u0918\u0930 \u0915\u093e \u0928\u0935\u0940\u0928\u0940\u0915\u0930\u0923:<\/strong> \u092e\u093e\u0938\u093f\u0915 \u0935\u0947\u0924\u0928 \u0914\u0930 \u092e\u0939\u0902\u0917\u093e\u0908 \u092d\u0924\u094d\u0924\u0947 \u0915\u0947 12 \u0917\u0941\u0928\u093e \u092c\u094d\u092f\u093e\u091c \u0915\u0947 \u0938\u093e\u0925 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f 5 \u0938\u093e\u0932 \u0915\u0940 \u0938\u0947\u0935\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u0932\u093e\u092d \u0926\u094b \u092c\u093e\u0930 \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0918\u0930 \u092a\u0942\u0930\u093e \u0939\u094b\u0928\u0947 \u0915\u0947 5 \u0914\u0930 10 \u0938\u093e\u0932 \u092c\u093e\u0926\u0964<br \/>\n<strong>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0938\u0947 \u092a\u0939\u0932\u0947:<\/strong> \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 58 \u0935\u0930\u094d\u0937 \u0915\u093e \u0939\u094b\u0928\u0947 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0938\u0939\u093f\u0924 \u0915\u0941\u0932 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u0915\u093e 90% \u0924\u0915 \u0928\u093f\u0915\u093e\u0932\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u092c\u0936\u0930\u094d\u0924\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u090f\u0915 \u0935\u0930\u094d\u0937 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0939\u094b\u0964<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UAN_%E0%A4%A8%E0%A4%82%E0%A4%AC%E0%A4%B0_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A5%87%E0%A4%82\"><\/span><strong>UAN \u0928\u0902\u092c\u0930 \u0938\u0947 \u092a\u0940\u090f\u092b \u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0906\u092a \u0908\u092a\u0940\u090f\u092b\u0913 \u0915\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u0940\u090f\u092b \u0915\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0928\u0940\u091a\u0947 \u0926\u093f\u090f \u0917\u090f \u0938\u094d\u091f\u0947\u092a \u0915\u094b \u092b\u0949\u0932\u094b \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0903<\/p>\n<p><strong>\u0938\u094d\u091f\u0947\u092a-1:<\/strong> \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0938\u092c\u0938\u0947 \u0908\u092a\u0940\u090f\u092b\u0913 \u0915\u0940 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0935\u0947\u092c\u0938\u093e\u0907\u091f <strong><a href=\"https:\/\/www.epfindia.gov.in\/site_en\/index.php\" class=\"external\" rel=\"nofollow\">https:\/\/www.epfindia.gov.in\/site_en\/index.php<\/a><\/strong> \u092a\u0930 \u0935\u093f\u091c\u093f\u091f \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-142633\" src=\"https:\/\/img.hi.91mobiles.com\/uploads\/2024\/06\/PF-kaise-nikale.jpg\" alt=\"PF kaise nikale\" width=\"1200\" height=\"500\" srcset=\"https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale.jpg 1200w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-300x125.jpg 300w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1024x427.jpg 1024w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-768x320.jpg 768w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-696x290.jpg 696w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1068x445.jpg 1068w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1008x420.jpg 1008w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-150x63.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<strong><br \/>\n\u0938\u094d\u091f\u0947\u092a-2:<\/strong> \u0938\u093e\u0907\u091f \u0913\u092a\u0928 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092a\u094b\u0930\u094d\u091f\u0932 \u092e\u0947\u0902 \u0932\u0949\u0917 \u0907\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 <strong>\u092f\u0942\u090f\u090f\u0928 (\u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u0905\u0915\u093e\u0909\u0902\u091f \u0928\u0902\u092c\u0930)<\/strong> \u0914\u0930 \u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964 \u092b\u093f\u0930 \u0915\u0948\u092a\u094d\u091a\u093e \u0926\u0930\u094d\u091c \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 <strong>&#8216;\u0938\u093e\u0907\u0928 \u0907\u0928&#8217;<\/strong> \u092c\u091f\u0928 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<br \/>\n<strong>\u0938\u094d\u091f\u0947\u092a-3:<\/strong> \u0932\u0949\u0917\u0907\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 <strong>\u2018Manage\u2019<\/strong> \u091f\u0948\u092c \u091a\u0941\u0928\u0947\u0902 \u0914\u0930 \u0938\u0942\u091a\u0940 \u0938\u0947 <strong>&#8216;\u0915\u0947\u0935\u093e\u0908\u0938\u0940&#8217;<\/strong> \u091a\u0941\u0928\u0947\u0902\u0964 \u092f\u0939\u093e\u0902 \u092a\u0930 \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0906\u0927\u093e\u0930, \u092a\u0948\u0928 \u0914\u0930 \u092c\u0948\u0902\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0939\u093f\u0924 \u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0921\u093f\u091f\u0947\u0932 \u0905\u092a\u0921\u0947\u091f \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-142634\" src=\"https:\/\/img.hi.91mobiles.com\/uploads\/2024\/06\/PF-kaise-nikale-1.jpg\" alt=\"PF kaise nikale\" width=\"1200\" height=\"500\" srcset=\"https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1.jpg 1200w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-300x125.jpg 300w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-1024x427.jpg 1024w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-768x320.jpg 768w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-696x290.jpg 696w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-1068x445.jpg 1068w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-1008x420.jpg 1008w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-1-150x63.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<strong>\u0938\u094d\u091f\u0947\u092a-4:<\/strong> \u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0938\u0924\u094d\u092f\u093e\u092a\u0928 \u0915\u0947 \u092c\u093e\u0926 <strong>\u2018Online Services\u2019<\/strong> \u091f\u0948\u092c \u092a\u0930 \u091c\u093e\u090f\u0902\u0964 \u092f\u0939\u093e\u0902 \u0906\u092a\u0915\u094b <strong>&#8216;\u0915\u094d\u0932\u0947\u092e (\u092b\u0949\u0930\u094d\u092e-31, 19, 10\u0938\u0940 \u0914\u0930 10\u0921\u0940)&#8217;<\/strong> \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u092e\u093f\u0932\u0947\u0917\u093e\u0964 claim \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u0947 \u091a\u0941\u0928\u0947\u0902\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-142635\" src=\"https:\/\/img.hi.91mobiles.com\/uploads\/2024\/06\/PF-kaise-nikale-2.jpg\" alt=\"PF kaise nikale\" width=\"1200\" height=\"500\" srcset=\"https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2.jpg 1200w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-300x125.jpg 300w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-1024x427.jpg 1024w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-768x320.jpg 768w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-696x290.jpg 696w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-1068x445.jpg 1068w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-1008x420.jpg 1008w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-2-150x63.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<strong>\u0938\u094d\u091f\u0947\u092a-5:<\/strong> \u0905\u0917\u0932\u0940 \u0938\u094d\u0915\u094d\u0930\u0940\u0928 \u092a\u0930 \u0906\u092a\u0915\u094b \u092e\u0947\u0902\u092c\u0930 \u0921\u093f\u091f\u0947\u0932, \u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 \u0905\u0928\u094d\u092f \u0938\u0930\u094d\u0935\u093f\u0938-\u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0921\u093f\u091f\u0947\u0932 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0917\u0940\u0964 \u0905\u092a\u0928\u093e \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0928\u0902\u092c\u0930 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902 \u0914\u0930 \u0926\u093f\u090f \u0917\u090f \u0935\u093f\u0935\u0930\u0923 \u0915\u0940 \u0938\u091f\u0940\u0915\u0924\u093e \u0915\u0940 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <strong>\u2018Verify\u2019<\/strong> \u091a\u0941\u0928\u0947\u0902\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-142636\" src=\"https:\/\/img.hi.91mobiles.com\/uploads\/2024\/06\/PF-kaise-nikale-3.jpg\" alt=\"PF kaise nikale\" width=\"1200\" height=\"500\" srcset=\"https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3.jpg 1200w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-300x125.jpg 300w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-1024x427.jpg 1024w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-768x320.jpg 768w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-696x290.jpg 696w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-1068x445.jpg 1068w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-1008x420.jpg 1008w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-3-150x63.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<strong><br \/>\n\u0938\u094d\u091f\u0947\u092a-6:<\/strong> \u092f\u0939\u093e\u0902 \u092a\u0930 \u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f \u0911\u092b \u0905\u0902\u0921\u0930\u091f\u0947\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 <strong>\u2018Yes\u2019<\/strong> \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964 \u0906\u0917\u0947 \u092c\u0922\u093c\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u090f\u0915 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0915\u0926\u092e \u0939\u0948\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-142637\" src=\"https:\/\/img.hi.91mobiles.com\/uploads\/2024\/06\/PF-kaise-nikale-4.jpg\" alt=\"PF kaise nikale\" width=\"1200\" height=\"500\" srcset=\"https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4.jpg 1200w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-300x125.jpg 300w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-1024x427.jpg 1024w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-768x320.jpg 768w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-696x290.jpg 696w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-1068x445.jpg 1068w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-1008x420.jpg 1008w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-4-150x63.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<strong><br \/>\n\u0938\u094d\u091f\u0947\u092a-7:<\/strong> <strong>\u2018Proceed for Online Claim\u2019<\/strong> \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u092a\u0930 \u091a\u0941\u0928\u0947\u0902\u0964<br \/>\n<strong>\u0938\u094d\u091f\u0947\u092a-8:<\/strong> \u0906\u092a\u0915\u094b \u0915\u094d\u0932\u0948\u092e \u092b\u0949\u0930\u094d\u092e \u0915\u0947 \u092d\u0940\u0924\u0930 <strong>\u2018I Want To Apply For\u2019<\/strong> \u0915\u094b \u0938\u0932\u0947\u0915\u094d\u091f \u0915\u0930\u0947\u0902\u0964 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u092e\u0947\u0902 \u092a\u0942\u0930\u094d\u0923 \u0908\u092a\u0940\u090f\u092b \u0928\u093f\u092a\u091f\u093e\u0928, \u0908\u092a\u0940\u090f\u092b \u0906\u0902\u0936\u093f\u0915 \u0928\u093f\u0915\u093e\u0938\u0940 (\u090b\u0923 \u092f\u093e \u0905\u0917\u094d\u0930\u093f\u092e) \u092f\u093e \u092a\u0947\u0902\u0936\u0928 \u0928\u093f\u0915\u093e\u0938\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902 \u0907\u0928 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u093e \u0938\u0947\u0935\u093e \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0906\u092a\u0915\u0940 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0939\u0948\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-142638\" src=\"https:\/\/img.hi.91mobiles.com\/uploads\/2024\/06\/PF-kaise-nikale-5.jpg\" alt=\"PF kaise nikale\" width=\"1200\" height=\"500\" srcset=\"https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5.jpg 1200w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-300x125.jpg 300w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-1024x427.jpg 1024w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-768x320.jpg 768w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-696x290.jpg 696w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-1068x445.jpg 1068w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-1008x420.jpg 1008w, https:\/\/static.hub.91mobiles.com\/multisite\/wp-content\/uploads\/sites\/7\/2024\/06\/PF-kaise-nikale-5-150x63.jpg 150w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<strong>\u0938\u094d\u091f\u0947\u092a-9:<\/strong> \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u092a\u0940\u090f\u092b \u090f\u0921\u0935\u093e\u0902\u0938 (\u092b\u0949\u0930\u094d\u092e 31), \u090f\u0921\u0935\u093e\u0902\u0938 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f, \u0935\u093e\u0902\u091b\u093f\u0924 \u0930\u093e\u0936\u093f \u0914\u0930 \u0905\u092a\u0928\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092a\u0924\u093e \u092c\u0924\u093e\u090f\u0902\u0964<strong>\u0938\u094d\u091f\u0947\u092a-10:<\/strong> \u092b\u093f\u0930 \u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f \u092c\u091f\u0928 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u094b \u0905\u0902\u0924\u093f\u092e \u0930\u0942\u092a \u0926\u0947\u0902\u0964 \u0926\u093e\u0935\u0947 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0905\u092a\u0932\u094b\u0921 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0939\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95_%E0%A4%A6%E0%A4%B8%E0%A5%8D%E0%A4%A4%E0%A4%BE%E0%A4%B5%E0%A5%87%E0%A4%9C\"><\/span><strong>\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u092a\u0940\u090f\u092b \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948:<\/p>\n<ul>\n<li>\u092f\u0942\u0928\u093f\u0935\u0930\u094d\u0938\u0932 \u0905\u0915\u093e\u0909\u0902\u091f \u0928\u0902\u092c\u0930 (UAN)<\/li>\n<li>\u0908\u092a\u0940\u090f\u092b \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/li>\n<li>\u092a\u0939\u091a\u093e\u0928 \u0914\u0930 \u092a\u0924\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923<\/li>\n<li>\u0906\u0908\u090f\u092b\u090f\u0938\u0938\u0940 \u0915\u094b\u0921 \u0914\u0930 \u0916\u093e\u0924\u093e \u0938\u0902\u0916\u094d\u092f\u093e \u0915\u0947 \u0938\u093e\u0925 \u0930\u0926\u094d\u0926 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u091a\u0947\u0915<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"PF_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%AA%E0%A4%B0_%E0%A4%95%E0%A4%BF%E0%A4%A4%E0%A4%A8%E0%A4%BE_%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8_%E0%A4%B2%E0%A4%97%E0%A5%87%E0%A4%97%E0%A4%BE\"><\/span><strong>PF \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u091f\u0948\u0915\u094d\u0938 \u0932\u0917\u0947\u0917\u093e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u091c\u092c \u0915\u093f\u0938\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0928\u0947 \u0932\u0917\u093e\u0924\u093e\u0930 \u092a\u093e\u0902\u091a \u0935\u0930\u094d\u0937\u094b\u0902 \u0924\u0915 \u0908\u092a\u0940\u090f\u092b \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u093f\u092f\u093e \u0939\u094b \u0924\u094b \u0908\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930-\u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u092a\u093e\u0902\u091a \u0938\u093e\u0932 \u0915\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 \u092e\u0947\u0902 \u092c\u094d\u0930\u0947\u0915 \u0939\u094b\u0924\u093e \u0939\u0948, \u0924\u094b \u0908\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u0930\u093e\u0936\u093f \u0909\u0938 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0935\u0930\u094d\u0937 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930 \u092f\u094b\u0917\u094d\u092f \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u094b\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092a\u093e\u0902\u091a \u0938\u093e\u0932 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0908\u092a\u0940\u090f\u092b \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0924\u093e \u0939\u0948 \u0914\u0930 \u0930\u093e\u0936\u093f 50,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948, \u0924\u094b \u091f\u0940\u0921\u0940\u090f\u0938 \u0915\u093e\u091f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u091f\u0940\u0921\u0940\u090f\u0938 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u093e\u091f\u093e \u091c\u093e\u0924\u093e \u0939\u0948:<\/p>\n<ul>\n<li>\u092a\u093e\u0902\u091a \u0938\u093e\u0932 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 50,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0908\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u092a\u0930 10% \u091f\u0940\u0921\u0940\u090f\u0938 \u0915\u093e\u091f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0938\u093e\u0925 \u0939\u0940, \u092a\u0948\u0928 \u0915\u093e\u0930\u094d\u0921 \u092d\u0940 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/li>\n<li>\u091c\u092c \u0910\u0938\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0905\u092a\u0928\u093e \u092a\u0948\u0928 \u0915\u093e\u0930\u094d\u0921 \u0928\u0939\u0940\u0902 \u0926\u093f\u0916\u093e\u090f\u0902\u0917\u0947, \u0924\u094b \u0928\u093f\u0915\u093e\u0932\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0938\u0947 30% \u0915\u093e \u091f\u0940\u0921\u0940\u090f\u0938 \u0915\u093e\u091f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u092f\u0926\u093f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092b\u0949\u0930\u094d\u092e 15\u091c\u0940\/15\u090f\u091a \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0924\u094b \u0915\u094b\u0908 \u091f\u0940\u0921\u0940\u090f\u0938 \u0928\u0939\u0940\u0902 \u0915\u093e\u091f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0906\u092a \u0908\u092a\u0940\u090f\u092b\u0913 \u092a\u094b\u0930\u094d\u091f\u0932 \u092f\u093e \u092a\u094d\u0930\u092e\u0941\u0916 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u0947 \u092b\u0949\u0930\u094d\u092e 15\u091c\u0940 \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li>\u091c\u092c \u0915\u094b\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 5 \u0938\u093e\u0932 \u0915\u0940 \u0928\u093f\u0930\u0902\u0924\u0930 \u0938\u0947\u0935\u093e \u092a\u0942\u0930\u0940 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0908\u092a\u0940\u090f\u092b \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0924\u093e \u0939\u0948, \u0924\u094b \u0915\u094b\u0908 \u091f\u0940\u0921\u0940\u090f\u0938 \u0928\u0939\u0940\u0902 \u0915\u093e\u091f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091a\u093e\u0939\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0930\u093e\u0936\u093f \u0915\u0941\u091b \u092d\u0940 \u0939\u094b\u0964<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E0%A4%B8%E0%A4%B5%E0%A4%BE%E0%A4%B2-%E0%A4%9C%E0%A4%B5%E0%A4%BE%E0%A4%AC_FAQs\"><\/span><strong>\u0938\u0935\u093e\u0932-\u091c\u0935\u093e\u092c (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%95%E0%A4%B0%E0%A5%8D%E0%A4%AE%E0%A4%9A%E0%A4%BE%E0%A4%B0%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%82_%E0%A4%95%E0%A5%8B_%E0%A4%AA%E0%A5%88%E0%A4%A8_%E0%A4%A6%E0%A5%87%E0%A4%A8%E0%A4%BE_%E0%A4%85%E0%A4%A8%E0%A4%BF%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%AF_%E0%A4%B9%E0%A5%88\"><\/span><strong>\u0915\u094d\u092f\u093e \u0908\u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u0948\u0928 \u0926\u0947\u0928\u093e \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0939\u0948?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0928\u0939\u0940\u0902, \u092f\u0939 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092f\u0939 \u0928\u093f\u0915\u093e\u0932\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u092a\u0930 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u0947 \u091f\u0940\u0921\u0940\u090f\u0938 \u0915\u094b \u0915\u093e\u092b\u0940 \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%95%E0%A4%B0_%E0%A4%95%E0%A4%9F%E0%A5%8C%E0%A4%A4%E0%A5%80_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%AA%E0%A4%BE%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%B9%E0%A5%88%E0%A4%82\"><\/span><strong>\u0915\u094d\u092f\u093e \u0908\u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0939\u093e\u0902, \u0908\u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u0906\u092f\u0915\u0930 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1961 \u0915\u0940 \u0927\u093e\u0930\u093e 80\u0938\u0940 \u0915\u0947 \u0924\u0939\u0924 \u0915\u0930-\u0915\u091f\u094c\u0924\u0940 \u092f\u094b\u0917\u094d\u092f \u0939\u0948\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A5%88%E0%A4%82_%E0%A4%85%E0%A4%AA%E0%A4%A8%E0%A4%BE_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%AC%E0%A4%A2%E0%A4%BC%E0%A4%BE_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%82%E0%A4%82\"><\/span><strong>\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0905\u092a\u0928\u093e \u0908\u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0939\u093e\u0902, \u0906\u092a \u0905\u092a\u0928\u093e \u0908\u092a\u0940\u090f\u092b \u092f\u094b\u0917\u0926\u093e\u0928 \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0905\u092a\u0928\u0947 \u092e\u0942\u0932 \u0935\u0947\u0924\u0928 \u0915\u093e 100% \u0924\u0915 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0910\u0938\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0938\u094d\u0935\u0948\u091a\u094d\u091b\u093f\u0915 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f (VPF) \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%9C%E0%A4%AC_%E0%A4%AE%E0%A5%88%E0%A4%82_%E0%A4%90%E0%A4%B8%E0%A4%BE_%E0%A4%95%E0%A4%B0%E0%A5%82%E0%A4%82%E0%A4%97%E0%A4%BE_%E0%A4%A4%E0%A5%8B_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%A8%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%AD%E0%A5%80_%E0%A4%85%E0%A4%A7%E0%A4%BF%E0%A4%95_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8_%E0%A4%A6%E0%A5%87%E0%A4%97%E0%A4%BE\"><\/span><strong>\u091c\u092c \u092e\u0948\u0902 \u0910\u0938\u093e \u0915\u0930\u0942\u0902\u0917\u093e \u0924\u094b \u0915\u094d\u092f\u093e \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u092d\u0940 \u0905\u0927\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0917\u093e?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0928\u0939\u0940\u0902, \u092d\u0932\u0947 \u0939\u0940 \u0906\u092a\u0928\u0947 \u0935\u0940\u092a\u0940\u090f\u092b \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u093e \u0939\u094b, \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0939\u0940 \u0930\u0939\u0947\u0917\u093e\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%91%E0%A4%A8%E0%A4%B2%E0%A4%BE%E0%A4%87%E0%A4%A8_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%95%E0%A4%BF%E0%A4%A4%E0%A4%A8%E0%A5%87_%E0%A4%A6%E0%A4%BF%E0%A4%A8_%E0%A4%B2%E0%A4%97%E0%A5%87%E0%A4%82%E0%A4%97%E0%A5%87\"><\/span><strong>\u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0924\u0928\u0947 \u0926\u093f\u0928 \u0932\u0917\u0947\u0902\u0917\u0947?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0911\u0928\u0932\u093e\u0907\u0928 \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0939\u094b\u0928\u0947 \u092e\u0947\u0902 \u0932\u0917\u092d\u0917 15-20 \u0915\u093e\u0930\u094d\u092f \u0926\u093f\u0935\u0938 \u0915\u093e \u0938\u092e\u092f \u0932\u0917\u0924\u093e \u0939\u0948\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A5%81%E0%A4%9D%E0%A5%87_%E0%A4%88%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB_%E0%A4%B8%E0%A5%87_%E0%A4%B0%E0%A4%BE%E0%A4%B6%E0%A4%BF_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A4%A8%E0%A5%87_%E0%A4%95%E0%A5%87_%E0%A4%B2%E0%A4%BF%E0%A4%8F_%E0%A4%A8%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BE_%E0%A4%95%E0%A5%80_%E0%A4%85%E0%A4%A8%E0%A5%81%E0%A4%AE%E0%A4%A4%E0%A4%BF_%E0%A4%95%E0%A5%80_%E0%A4%86%E0%A4%B5%E0%A4%B6%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span><strong>\u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u0908\u092a\u0940\u090f\u092b \u0938\u0947 \u0930\u093e\u0936\u093f \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0908\u092a\u0940\u090f\u092b \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u092e\u0947\u0902 \u0928\u090f \u0938\u0902\u0936\u094b\u0927\u0928 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0906\u092a \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u092c\u093f\u0928\u093e \u0908\u092a\u0940\u090f\u092b \u0916\u093e\u0924\u0947 \u0938\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%AE%E0%A5%88%E0%A4%82_%E0%A4%B8%E0%A4%AE%E0%A4%AF_%E0%A4%B8%E0%A5%87_%E0%A4%AA%E0%A4%B9%E0%A4%B2%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B8%E0%A5%80_%E0%A4%95%E0%A4%B0_%E0%A4%B8%E0%A4%95%E0%A4%A4%E0%A4%BE_%E0%A4%B9%E0%A5%82%E0%A4%82\"><\/span><strong>\u0915\u094d\u092f\u093e \u092e\u0948\u0902 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0939\u093e\u0902, \u0915\u0941\u091b \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u092a\u0930, \u0906\u092a \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u0940 \u0938\u093e\u0915\u094d\u0937\u094d\u092f \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0915\u0947 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E0%A4%95%E0%A5%88%E0%A4%B8%E0%A5%87_%E0%A4%A8%E0%A4%BF%E0%A4%95%E0%A4%BE%E0%A4%B2%E0%A5%87%E0%A4%82_%E0%A4%85%E0%A4%AA%E0%A4%A8%E0%A4%BE_%E0%A4%AA%E0%A5%80%E0%A4%8F%E0%A4%AB\"><\/span><strong>\u0915\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0947\u0902 \u0905\u092a\u0928\u093e \u092a\u0940\u090f\u092b?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0906\u092a \u0915\u0941\u091b \u0938\u094d\u091f\u0947\u092a\u094d\u0938 \u0915\u094b \u092b\u0949\u0932\u094b \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0938\u0947 \u092a\u0939\u0932\u0947 \u091c\u0948\u0938\u0947 \u0905\u0938\u094d\u092a\u0924\u093e\u0932 \u092e\u0947\u0902 \u092d\u0930\u094d\u0924\u0940 \u0939\u094b\u0928\u0947, \u092c\u091a\u094d\u091a\u0947 \u0915\u0940 \u0936\u093f\u0915\u094d\u0937\u093e, \u0936\u093e\u0926\u0940 \u0906\u0926\u093f \u091c\u0948\u0938\u0940 \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<ul>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0 \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 PF \u0928\u093f\u0915\u0932\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f\u00a0<a class=\"external\" href=\"http:\/\/www.epfindia.gov.in\/\" rel=\"nofollow\">www.epfindia.gov.in<\/a>\u00a0\u092a\u0930 \u091c\u093e\u090f\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u2018Services\u2019 \u092a\u0930 \u091c\u093e\u0915\u0930 \u2018For Employees\u2019 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u2018Member UAN\/Online Service (OCS\/OTCP) \u092a\u0930 \u091c\u093e\u090f\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u0905\u092a\u0928\u093e UAN \u0928\u0902\u092c\u0930, \u092a\u093e\u0938\u0935\u0930\u094d\u0921 \u0914\u0930 \u0915\u0948\u092a\u094d\u091a\u093e \u0932\u093f\u0916\u0915\u0930 \u0938\u093e\u0907\u0928-\u0907\u0928 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0938\u0941\u0935\u093f\u0927\u093e \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092d\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0939\u0940 \u0939\u0948\u0902 \u092f\u093e \u0928\u0939\u0940\u0902, \u092f\u0939 \u091c\u093e\u0902\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u2018\u092e\u0948\u0928\u0947\u091c\u2019 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902 \u0914\u0930 \u2018\u0915\u0947\u0935\u093e\u0908\u0938\u0940\u2019 \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0935\u093f\u0935\u0930\u0923 \u0938\u0924\u094d\u092f\u093e\u092a\u093f\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u2018\u0911\u0928\u0932\u093e\u0907\u0928 \u0938\u0947\u0935\u093e\u2019 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902 \u0914\u0930 \u2018\u0926\u093e\u0935\u093e (\u092b\u0949\u0930\u094d\u092e -31, 19 \u0914\u0930 10 \u0938\u0940)\u2019 \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u093f\u092e \u091a\u093e\u0930 \u0905\u0902\u0915 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902 \u0914\u0930 \u2018\u0935\u0947\u0930\u093f\u092b\u093e\u0908 \u0915\u0930\u0947\u0902\u2019 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u090f\u0915 \u092c\u093e\u0930 \u0935\u0947\u0930\u093f\u092b\u093e\u0908 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u0906\u092a\u0915\u094b \u2018\u0938\u0930\u094d\u091f\u093f\u092b\u093f\u0915\u0947\u091f \u0911\u092b \u0905\u0902\u0921\u0930\u091f\u0947\u0915\u093f\u0902\u0917\u2019 \u092a\u0949\u092a-\u0905\u092a \u092a\u0930 \u2018\u0939\u093e\u0902\u2019 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u2018\u0911\u0928\u0932\u093e\u0907\u0928 \u0926\u093e\u0935\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0917\u0947 \u092c\u0922\u093c\u0947\u0902\u2019 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u092a\u0940\u090f\u092b \u0911\u0928\u0932\u093e\u0907\u0928 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u2018\u092e\u0948\u0902 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u093e \u0939\u0942\u0902\u2019 \u0905\u0928\u0941\u092d\u093e\u0917 \u092a\u0930 \u091c\u093e\u090f\u0902 \u0914\u0930 \u2018\u092a\u0940\u090f\u092b \u090f\u0921\u0935\u093e\u0902\u0938 (\u092b\u0949\u0930\u094d\u092e -31)\u2019 \u091a\u0941\u0928\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u0909\u0938 \u0930\u093f\u091c\u0928 \u0915\u093e \u091a\u0941\u0928\u093e\u0935, \u091c\u093f\u0938 \u0915\u093e\u0930\u0923 \u0906\u092a \u0905\u092a\u0928\u093e \u092a\u0940\u090f\u092b \u0928\u093f\u0915\u093e\u0932\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u0907\u0938\u0915\u0947 \u092c\u093e\u0926, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092a\u0924\u093e \u0914\u0930 \u0905\u0917\u094d\u0930\u093f\u092e \u0930\u093e\u0936\u093f \u092d\u0930\u0947\u0902\u0964<\/li>\n<li><strong>\u0938\u094d\u091f\u0947\u092a :<\/strong>\u00a0\u092a\u0943\u0937\u094d\u0920 \u0915\u0947 \u0932\u093e\u0938\u094d\u091f \u092e\u0947\u0902 \u091a\u0947\u0915\u092c\u0949\u0915\u094d\u0938 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0905\u092a\u0928\u093e \u0906\u0935\u0947\u0926\u0928 \u091c\u092e\u093e \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f (PF) \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u092e\u0948\u0928\u0947\u091c \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0938\u0947\u0935\u093f\u0902\u0917 \u0938\u094d\u0915\u0940\u092e (retirement savings scheme) \u0939\u0948\u0964 \u0908\u092a\u0940\u090f\u092b (EPF) \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0905\u092a\u0928\u0947 \u092e\u0942\u0932 \u0935\u0947\u0924\u0928 \u0915\u093e 12% \u0907\u0938 \u092b\u0902\u0921 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948, \u0935\u0939\u0940\u0902 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u092d\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u092a\u0940\u090f\u092b \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0938\u092e\u093e\u0928 \u0930\u093e\u0936\u093f \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0908\u092a\u0940\u090f\u092b \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":142649,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8652,6728,6707],"tags":[1782,7213,6636],"aioseo_notices":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/posts\/142628"}],"collection":[{"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/comments?post=142628"}],"version-history":[{"count":5,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/posts\/142628\/revisions"}],"predecessor-version":[{"id":169117,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/posts\/142628\/revisions\/169117"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/media\/142649"}],"wp:attachment":[{"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/media?parent=142628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/categories?post=142628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.91mobiles.com\/hindi\/wp-json\/wp\/v2\/tags?post=142628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}