Google Pay limit 2022: What is GPay transaction limit, daily transfer limit set by the banks and more

Google Pay has gained immense popularity and user base over the last couple of years. The easy to use interface, exciting rewards and cashback, and a reliable way of making UPI transactions have all made G Pay one of the most preferred payments apps. But speaking of transactions, Google Pay has limits on the number of times you can transact in a single day as well as the maximum amount of money that can be transferred. In this article, we’ll cover all the transactions limit and also be guiding you on how to can send money once the limit is reached. So without further ado, let’s dig right into it.

What is G Pay’s maximum money/ transaction limit per day?

As you may be aware, Google Pay works on the UPI (Unified Payments Interface) platform, which allows a person to person and person to merchant payments in real-time by having a stable internet connection in place. That said, just like other bank transfer modes such as NEFT and IMPS, there are restrictions on UPI as well.

The transaction limits on Google Pay are as follows –

  • Daily limit of Rs 1,00,000 – Meaning you can send up to Rs 1 lakh in a single day
  • Daily limit of maximum 10 transactions – Meaning you can perform a maximum of 10 transactions in a single day
  • Requesting Rs 2,000 or less from someone – Meaning you cannot request more than Rs 2000 in a single day

Bank limit on sending money via G Pay

Apart from Google Pay’s own money transfer limits, there are bank restrictions too which let you send only up to a fixed amount of money during a single day. So despite having sufficient funds in your bank account and yet you’re unable to make payments could be because the bank has capped a limit on the amount of money that can be sent via UPI. These bank limits vary from bank to bank, which you can find below.

Name of the Bank

Transaction limit

Daily Limit

Abhyudaya Co-operative Bank

Rs 25,000

Rs 25,000

Adarsh Co-op Bank Ltd

Rs 50,000

Rs 50,000

Aditya Birla Idea Payments Bank

Rs 1,00,000

Rs 1,00,000

Airtel Payments Bank

Rs 1,00,000

Rs 1,00,000

Allahabad Bank

Rs 25,000

Rs 1,00,000

Allahabad UP Gramin Bank

Rs 20,000

Rs 40,000

Andhra Bank

Rs 1,00,000

 Rs 1,00,000

Andhra Pradesh Grameena Vikas Bank

Rs 25,000

Rs 1,00,000

Andhra Pragathi Grameena Bank

Rs 10,000

Rs 20,000

Apna Sahakari Bank

Rs 1,00,000

Rs 1,00,000

Assam Gramin VIkash Bank

Rs 5,000

 Rs 25,000

Axis Bank

Rs 1,00,000

Rs 1,00,000

Bandhan Bank

Rs 1,00,000

Rs 1,00,000

Bank Of Baroda

Rs 25,000

Not set

Bank Of India

Rs 10,000

Rs 1,00,000

Bank of Maharashtra

Rs 1,00,000

Rs 1,00,000

Baroda Gujarat Gramin Bank

Rs 25,000

Not Set

Baroda Rajasthan Kshetriya Gramin Bank

Rs 25,000

Rs 25,000

Baroda Uttar Pradesh Gramin Bank

Rs 25,000

Rs 25,000

Bassein Catholic Coop Bank

Rs 20,000

Rs 40,000

Bhilwara Urban Co-operative Bank LTD

Rs 25,000

Rs 25,000

Bihar Gramin Bank

Merged with DBGB

Canara Bank

Rs 10,000

Rs 25,000

Catholic Syrian Bank

Rs 1,00,000

Rs 1,00,000

Central Bank of india

Rs 25,000

Rs 50,000

Chaitanya Godavari Grameena Bank

Rs 25,000

Rs 1,00,000

Chhattisgarh Rajya Gramin Bank

Rs 25,000

Rs 1,00,000

Citibank Retail

Rs 1,00,000

Rs 1,00,000

City Union Bank

Rs 1,00,000

Rs 1,00,000

COASTAL LOCAL AREA BANK LTD

Rs 50,000

Rs 1,00,000

Corporation Bank

Rs 50,000

Rs 1,00,000

DBS Digi Bank

Rs 1,00,000

Rs 1,00,000

DCB Bank

Rs 5,000

Rs 5,000

Dena Bank

Rs 1,00,000

Rs 1,00,000

Dena Gujarat Gramin Bank

NA (Merged)

Deutsche Bank AG (Web Collect)

NA

Dhanlaxmi Bank Ltd

Rs 1,00,000

Rs 1,00,000

Dombivali Nagrik Sahakari Bank

Rs 1,00,000

Rs 1,00,000

Equitas Small Finance Bank

Rs 25,000

Rs 1,00,000

ESAF Small Finance Bank

Rs 1,00,000

Rs 1,00,000

Federal Bank

Rs 1,00,000

Rs 1,00,000

FINO Payments Bank

Rs 1,00,000

Rs 1,00,000

G P Parsik Bank

Rs 1,00,000

Rs 1,00,000

HDFC

Rs 1,00,000 (Rs 5,000 for new customer)

Rs 1,00,000

Himachal Pradesh Gramin Bank

Rs 50,000

Rs 50,000

HSBC

Rs 1,00,000

Rs 1,00,000

Hutatma Sahakari Bank Ltd

Rs 1,00,000

No limit

ICICI Bank

Rs 10,000 (Rs 25,000 for Google Pay users)

Rs 10,000 (Rs 25,000 for Google Pay users)

IDBI Bank

Rs 25,000

Rs 50,000

IDFC

Rs 1,00,000

Rs 1,00,000

India Post Payment Bank

Rs 25,000

Rs 50,000

Indian Bank

Rs 1,00,000

Rs 1,00,000

Indian Overseas Bank

Rs 10,000

Rs 20,000

IndusInd Bank

Rs 1,00,0000

100000

J&K Grameen Bank

Rs 20,000

Rs 20,000

Jalgaona Janata Sahkari Bank

Rs 1,00,000

Rs 1,00,000

Jammu & Kashmir Bank

Rs 20,000

Rs 20,000

Jana Small Finance Bank

Rs 10,000

Rs 40,000

Janta Sahakari Bank Pune

Rs 1,00,000

Rs 1,00,000

Jio Payments Bank

Rs 1,00,000

Rs 1,00,000

Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.

Rs 25,000

Rs 2,00,000

Karnataka Bank

Rs 1,00,000

Rs 2,00,000

Karnataka vikas Gramin Bank

Rs 25,000

Rs 25,000

Karur Vysaya Bank

Rs 1,00,000

Rs 1,00,000

Kashi Gomti Samyut Gramin Bank

Rs 1,00,000

Rs 1,00,000

Kaveri Grameena Bank

Rs 25,000

Rs 25,000

Kerala Gramin Bank

Rs 20,000

Rs 20,000

Kotak Mahindra Bank

Rs 1,00,000

Rs 1,00,000

Langpi Dehangi Rural Bank

Rs 10,000

Rs 1,00,000

Madhya Bihar Gramin Bank

Rs 25,000

Rs 1,00,000

Maharashtra Grameen Bank

Rs 25,000

Rs 1,00,000

Maharashtra state co opp Bank

Rs 5,000

Rs 50,000

Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)

Rs 10,000

Rs 25,000

Manipur Rural Bank

Rs 10,000

Rs 10,000

Maratha co opp Bank

Rs 1,00,000

Rs 1,00,000

Meghalaya Rural Bank

Rs 1,00,000

Rs 1,00,000

Mizoram Rural Bank

Rs 25,000

Rs 1,00,000

NKGSB CO-Op. Bank Ltd.

Rs 20,000

Rs 40,000

Oriental Bank of Commerce

Rs 1,00,000

Rs 1,00,000

Paschim Banga Gramin Bank

Rs 5,000

Rs 25,000

Paytm Payments Bank

Rs 1,00,000

Rs 1,00,000

Pragathi Krishna Gramin Bank

Rs 20,000

Rs 20,000

Prathama Bank

Rs 10,000

Rs 50,000

Punjab and Maharastra Co. bank

Rs 1,00,000

Rs 1,00,000

Punjab and Sind Bank

Rs 10,000

Rs 10,000

Punjab Gramin Bank

Rs 10,000

Rs 25,000

Punjab National Bank

Rs 25,000

Rs 50,000

Purvanchal Bank

Rs 25,000

Rs 1,00,000

Rajasthan Marudhara Gramin Bank

Rs 25,000

Rs 25,000

Rajkot Nagari Sahakari Bank Ltd

Rs 1,00,000

Rs 1,00,000

Samruddhi Co-op bank ltd

Rs 1,00,000

Rs 1,00,000

Sarva Haryana Gramin Bank

Rs 50,000

Rs 1,00,000

Sarva UP Gramin Bank

Rs 50,000

Rs 1,00,000

Saurashtra Gramin Bank

Rs 20,000

Rs 1,00,000

Shree Kadi Nagarik Sahakari Bank Ltd.

Rs 1,00,000

Rs 1,00,000

South Indian Bank

Rs 1,00,000

Rs 1,00,000

Standard Chartered

Rs 1,00,000

Rs 1,00,000

State Bank Of India

Rs 1,00,000

Rs 1,00,000

Suco Souharda Sahakari bank

Rs 1,00,000

Rs 1,00,000

Suryoday Small Finance Bank Ltd

Rs 1,00,000

Rs 1,00,000

Suvarnayug Sahakari Bank ltd

Rs 1,00,000

Rs 1,00,000

Syndicate Bank

Rs 10,000

Rs 1,00,000

Tamilnadu Mercantile Bank

Rs 20,000

Rs 1,00,000

Telangana Gramin Bank

Rs 25,000

Rs 1,00,000

Telangana State Co Operative Apex Bank

Rs 10,000

Rs 1,00,000

Thane Bharat Sahakari Bank

Rs 1,00,000

Rs 1,00,000

The Cosmos Co-Operative Bank LTD

Rs 10,000

Rs 50,000

The A.P. Mahesh Co-Operative Urban Bank

Rs 25,000

Rs 25,000

The Ahmedabad District Co-operative Bank Ltd

Rs 10,000

Rs 25,000

The Ahmedabad Mercantile Co-op Bank Ltd

Rs 1,00,000

Rs 1,00,000

The Andhra Pradesh state cooperative

Rs 10,000

Rs 1,00,000

The Baroda Central Co-operative bank ltd.

Rs 15 000

Rs 1,00,000

The Gujarat State Co-operative Bank Limited

Rs 50,000

Rs 1,00,000

The Hasti Co-operative Bank Ltd

Rs 1,00,000

Rs 1,00,000

The Kalyan Janta Sahkari Bank

Rs 1,00,000

Rs 1,00,000

The Lakshmi Vilas Bank Limited

Rs 1,00,000

Rs 1,00,000

The Mahanagar Co-Op. Bank Ltd

Rs 25,000

Rs 50,000

The Malad Sahakari Bank Ltd.

Rs 10,000

Rs 50,000

The Mehsana Urban Co-Operative Bank

100000

100000

The Municipal Co-op Bank Ltd.

Rs 5,000

Rs 50,000

The Muslim Co-Operative Bank Ltd

Rs 1,00,000

Rs 1,00,000

The Nainital Bank Ltd

Rs 20,000

Rs 40,000

The Ratnakar Bank Limited

Rs 25,000

Rs 25,000

The Saraswat Co-Operative Bank

Rs 1,00,000

Rs 1,00,000

The Surat Peoples Co Op. Bank Ltd

Rs 25,000

Rs 1,00,000

The Sutex Co op Bank

Rs 1,00,000

Rs 1,00,000

The SVC Co-Operative Bank Ltd

Rs 10,000

Rs 20,000

The Thane Janta Sahakari Bank Ltd(TJSB)

Rs 1,00,000

Rs 1,00,000

The Udaipur Mahila Samridhi Urban Co-op Bank Ltd

Rs 1,00,000

Rs 1,00,000

The Udaipur Mahila Urban Co-op Bank Ltd

Rs 1,00,000

Rs 1,00,000

The Urban Cooperative Bank Ltd Dharangaon

Rs 20,000

Rs 25,000

The Varachha Co-op Bank Ltd.

Rs 20,000

Rs 40,000

The Vijay Cooperative Bank Ltd

Rs 20,000

Rs 2,00,000

The Vishweshwar Sahakari Bank Ltd

Rs 1,00,000

Rs 1,00,000

Tripura Gramin Bank

Rs 10,000

Rs 10,000

UCO Bank

Rs 1,00,000

Rs 1,00,000

Ujjivan Small Finance Bank Limited

Rs 50,000

Rs 1,00,000

Union Bank of India

Rs 1,00,000

Rs 2,00,000

United Bank of India

Rs 25,000

Rs 60,000

Uttarakhand Gramin Bank

Rs 25,000

Rs 1,00,000

Vananchal Gramin Bank

Rs 20,000

Rs 25,000

Vasai Vikas Co-op Bank Ltd

Rs 1,00,000

Rs 1,00,000

Vijaya Bank

Rs 25,000

Rs 50,000

YES Bank

Rs 1,00,000

Rs 1,00,000

What other limits are there on Google Pay UPI transfer?

To ensure its users’ safety, Google Pay may not allow transactions to go through if its systems detect any prior suspicious activities with the receiver’s account. In such a case, Google Pay will put that particular transaction on hold and inform you about the same. This all happens behind the scenes by the app’s fraud prevention technology and artificial intelligence.

FAQs

Here are some answers to the most commonly asked questions.

How to send money in case of Google Pay UPI limit reached?

  • As the limits are on a single day basis, you can wait until the next day to send the remaining amount or choose other methods such as online net banking or NEFT
  • In case you’ve reached the request limit, you can request a smaller amount and ask the other party to send the amount in batches.

Why is there a limit on Google Pay UPI transactions?

Google Pay along with other payments apps on the UPI framework follow the guidelines laid by NCPI and RBI, which regulate the digital payments system in India. 

Is there a way to increase Google Pay UPI limit?

As of now, there is no straightforward method to increase the UPI transaction limit on Google Pay. But if your business relies on UPI to make and receive payments, you can try and send an email to customer support with a valid and strong reason to increase the limit.