If you are a customer of the Punjab National Bank (PNB), you can check the account balance online through missed call, SMS, internet banking, and more. In case, you are wondering how? We have got you covered. Below is an easy step-by-step guide on how to check your PNB account balance. Before we get to that, it’s worth mentioning that some of the methods mentioned require you to have your debit card activated along with a registered internet banking account.
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How to check PNB balance through missed call number
PNB users can check their account balance by giving a missed call number to a toll-free number. Here’s how.
Step 1: Open the phone app on your mobile.
Step 2: Now dial 18001802223 from your registered mobile number.
Step 3: The call will automatically disconnect after a short ring.
Step 4: Now you will get an SMS containing your account balance.
How to check PNB balance through SMS
You can also check the Punjab National Bank (PNB) balance through SMS. Here’s how it works:
Step 1: Firstly, open the Messages app on your mobile phone
Step 2: Create a new message with the text ‘BAL <space> (16 digits PNB Account Number)‘ and send it to 5607040.
Step 3: Once the message has been sent successfully, you will get a reply from the bank.
Step 4: The account balance will be mentioned in the text message. That’s it!
How to check PNB balance using WhatsApp
Step 1: Firstly, PNB customers will need to save the mobile number +91-9264092640 in their phone.
Step 2: Then, create a new chat with this number on WhatsApp and type “Hi”.
Step 3: You will then be presented with a list of options, from which you can select “Balance Check“.
How to Check PNB balance using mobile banking
Punjab National Bank (PNB) has a mobile banking application, with which you can check your bank balance.
Step 1: Download the PNB ONE mobile banking app, from the Play Store/App Store.
Step 2: Now, if you have registered for net banking, you can enter your user ID, followed by OTP authentication.
Step 3: Once you have authenticated, you can set MPIN and biometric unlock for easier access next time.
Step 4: Tap “Savings” or “Current Account”.
Step 5: You should now instantly see your account balance. That’s it!
How to check PNB balance using Internet banking
You can also check your balance via a browser on a mobile phone or a PC/Laptop online using net banking if you’ve previously registered for it.
Step 1: Go to the PNB Internet banking website on a browser
Step 2: Then, tap on “Retail Internet Banking“.
Step 3: Now, enter your user ID and password.
Step 4: Then, click on “Account Summary” on the dashboard.
Step 5: Here, you will be able to see your bank balance.
How to check Punjab National Bank using UPI apps
This is perhaps the easiest and the quickest way to check your bank balance for PNB users on UPI apps:
Step 1: Download any UPI app, such as Google Pay, PhonePe, BHIM, Paytm etc. from the Play Store/App Store
Step 2: Register in the application with your registered mobile number, linked with the bank.
Step 3: After you have linked your bank accounts, you will have to generate a UPI PIN. Generate and keep it handy, as it works like an ATM PIN.
Step 4: Now, simply check your balance by tapping “Check Balance” on the homepage. Enter the UPI PIN when requested.
Step 5: Now, you must be able to see your account balance. That’s it!
How to Check PNB balance using ATM
If you have gone for a cash withdrawal at the ATM, you can check your account balance on the ATM itself.
Step 1: Insert your Debit card at the ATM.
Step 2: Now, enter your 4-digit PIN.
Step 3: Now, choose the “Balance Enquiry” option.
Step 4: You should be able to see your account balance. That’s it!
FAQs
Are there any charges for checking my PNB account balance?
If you are checking your account balance via mobile banking, UPI, ATM service, missed call banking and net banking, there will be no charges for checking your account balance. However, if you are sending an SMS, standard SMS rates may apply.
Can I get my PNB bank account’s mini statement using mobile phone?
Yes, all you have to do to obtain your PNB account’s mini-statement is give a missed call to 1800 180 2223 and the statement will land in your SMS shortly.
