PNB Balance Check: How to check Punjab National Bank balance online, through SMS, UPI, and more

If you are a customer of the Punjab National Bank (PNB), you can check the account balance online through net banking, apps, and UPI or via SMS, missed call, and more. In case, you are wondering how? We have got you covered. Below is an easy step-by-step guide on how to check your PNB account balance. Before we get to that, it’s worth mentioning that some of the methods mentioned require you to have your mobile number registered with your bank account. Also, ensure that your debit card has been activated and your net banking is registered.

How to Check PNB balance using mobile application

Punjab National Bank (PNB) has a mobile banking application, with which you can check your bank balance. For that,

  • Download the PNB ONE mobile banking app, from the Play Store/App Store.
  • Now, if you have registered for net banking, you can enter your user ID, followed by OTP authentication.
  • Once you have authenticated, you can set MPIN and biometric unlock for easier access next time.
  • Tap “Savings” or “Current Account”.
  • You should now instantly see your account balance. That’s it!

How to check PNB balance using internet banking

You can also check your balance via a browser on a mobile phone or a PC/Laptop online using net banking. Keep in mind you have to register for the Net Banking service after opening an account in the bank to use this facility. If you have registered yourself, here’s how you can check your PNB balance using internet banking:

  • Go to the PNB Internet banking website.
  • Click/tap on Retail Internet banking.
  • Now enter your User ID and password.
  • On the Dashboard, find ‘Account Summary’ and click on it.
  • Now you shall be able to see your account summary, along with your account balance. That’s it!

How to check Punjab National Bank using UPI apps

This is perhaps the easiest and the quickest way to check your bank balance for PNB users on UPI apps:

  • Download any UPI app, such as Google Pay, PhonePe, BHIM, Paytm etc. from the Play Store/App Store
  • Register in the application with your registered mobile number, linked with the bank.
  • After you have linked your bank accounts, you will have to generate a UPI PIN. Generate and keep it handy, as it works like an ATM PIN.
  • Now, simply check your balance by tapping “Check Balance” on the homepage. Enter the UPI PIN when requested.
  • Now, you must be able to see your account balance. That’s it!

How to check PNB balance through SMS

You can also check the Punjab National Bank (PNB) balance through SMS. Here’s how it works:

  • From the registered mobile number with the bank, type

 ‘BAL <space> (16 digits PNB Account Number)’ and send it to 5607040.

  • Once the message has been sent successfully, you will get a reply from the bank.
  • The account balance will be mentioned in the text message. That’s it!

    How to check balance using Punjab National Bank missed call number

    PNB users can check balance through Punjab National Bank missed call number as well. This is how it works:

    • Give a missed call to 18001802223 (Toll-free) from your registered mobile number.
    • The call will automatically disconnect after a short ring.
    • Now you will get an SMS with your account balance on the registered mobile number.

    How to Check PNB balance using ATM

    If you have gone for a cash withdrawal at the ATM, you can check your account balance on the ATM itself.

    • Insert your Debit card at the ATM.
    • Now, enter your 4 digit PIN.
    • Now, choose the “Balance Enquiry” option.
    • You should be able to see your account balance. That’s it!


    Are there any charges for checking my PNB account balance?

    If you are checking your account balance via mobile banking, UPI, ATM service, missed call banking and net banking, there will be no charges on checking your account balance. However, if you are sending an SMS, standard SMS rates may apply.