SBI Balance Check easily via Whatsapp, Missed Call and Net Banking

For SBI (State Bank of India) users, there are a number of methods to check their account balance. They can take the online route and check the SBI account balance via the app or website or choose missed call, SMS, and ATM options for the same. This way a customer doesn’t have to walk up to the bank, stand in queues, or fill out forms and other details just for an SBI balance check. If you are new and don’t know how to use the online, SMS, missed call, and other services to check the balance in your SBI account, below is an easy step-by-step guide. The SBI account balance check can be done n number of times using these services.

How to check SBI account balance (Toll-Free Number)

You can your check SBI account balance or enquire about the transactions using the toll-free numbers 18001234 and 18002100.

For SBI balance check, you can even call the customer care number 1800112211 and 18004253800 from your mobile.

Check SBI Balance on Whatsapp

  • You can either send a Hi to +919022690226 through WhatsApp and a built-in chatbot will guide you with the instructions to setup your SBI WhatsApp account. Or
  • You could first register the SBI whatsApp account by sending an SMS “WAREG ACCOUNT NUMBER” to +917208933148 from your registered mobile number with SBI. You will get a confirmation message on WhatsApp. 
  • Now again message ‘Hi’ again to +919022690226 on WhatsApp.
  • Choose Balance checking or Get Balance option to know the SBI bank account balance.

SBI balance check via SMS services

You can do SBI balance check by sending the requisite SMS from your registered mobile to avail SMS banking service provided by the bank. Send SMS ‘BAL’ to 09223766666 from your registered mobile number for SBI balance check.

Alternatively, you can get a mini statement with details of the latest few transactions by sending SMS ‘MSTMT’ to 09223866666.

If your number is not yet registered, then send SMS ‘REG<space>Account Number’ to 09223488888 from your mobile number. After sending the SMS, you will receive a registration confirmation SMS.

SBI Bank Balance enquiry via Missed Call

You can fetch your SBI account balance and mini statement details using missed call service as well. The bank sends the details via SMS. This comes in handy when you are not using a smartphone or your internet or SMS balance is running low. Here’s how the SBI balance check using the missed call service works:

Register your mobile number

To use SBI’s missed call banking service to check the account balance, you first need to register your mobile number with the bank account, if you haven’t. This is how it’s done:

SBI balance check SMS
  • Send SMS, ‘REG Account Number’ to 09223766666
  • You will receive an SMS, confirming whether your number is registered or not
  • If confirmed, you can start using the service. Otherwise, you need to visit your Branch and update your mobile number

SBI balance and mini-statement enquiry missed call numbers

After the registration is done, you can check the SBI balance using missed call service. Give a missed call on 09223766666 from your registered mobile number.

Alternatively, give missed call on 09223866666 from your registered mobile number for the mini-statement that provides details of the latest few transactions.

Check SBI Balance via Mobile Banking: YONO app

SBI offers an integrated digital banking platform named YONO (You Only Need One) to its customers so that they have easy access to a number of banking services at their fingertips. Using this app, you can do SBI balance check anywhere, anytime. Just follow these steps:

  • Open the YONO app or if you don’t have it, download the app from the Play Store or App Store.
  • Log in to the app.
  • Click on ‘Accounts’ and select the account for which you have to check the balance. If you wish, you can download the statement as well by clicking on the ‘Download’ option.

Check SBI Balance via Internet Banking

  • Open the SBI bank portal or click here.
  • Enter login credentials – Username, Password, and Captcha.
  • Once done, you can do SBI balance check along with a number of other banking services online by going to the Account section.

In case, you haven’t registered for internet banking, you can use the Pre-Printed Kit (PPK) that you must have received from your bank branch. However, if you don’t have the PPK, you can register by clicking here.

How to know SBI account balance by visiting SBI ATM

You can also do SBI balance check with your ATM-cum-debit card by visiting the nearest SBI ATM branch and following these steps:

  • Put the ATM-cum-debit card in the designated slot.
  • Enter 4-digit pin
  • Select ‘Balance Enquiry’ and you can see the account balance amount on the screen.

Please note that there are only limited free ATM transactions per month and beyond that, you will have to pay for every transaction. So, it is better to do an SBI balance check by SMS, online, missed call, etc.

How to Check SBI Account Balance through Passbook

You can visit any SBI bank near you and get the passbook updated to see the current account balance on it. 

or else, you can get the passbook updated from the Swayam Kiosk machine. It is an automatic passbook printing machine.

  • Go to the machine which is most probably present in SBI e-lobby or SBI bank branch.
  • Ensure your passbook has a barcode on its back. If not get it pasted from the bank. The machine has to check the barcode before it authenticates the transaction. 
  • Once you have it, you just have to insert the last page of your passbook and in the vacant space, the latest entries would be printed by the machine.

How to check SBI balance using USSD number

USSD (Unstructured Supplementary Service Data) can be used for an SBI balance check. Follow these steps:

  • Foremost, you need to register by sending an SMS ‘MBSREG’ to 09223440000 or 567676. You will receive an SMS on your registered number mentioning your User ID and default MPIN.
  • Dial *595# and select the relevant option from the list of options that you get after providing your User ID.
  • Press ‘Answer’ and Choose ‘Option 1’. For SBI balance check, choose ‘balance inquiry’ while for the mini statement that provides latest few transactions, choose ‘mini statement’.
  • Enter the MPIN and press ‘Send’.


How do I check SBI card balance?

SBI credit card users can check their balance online through SBI card app or via SMS to the number 5676791 in the format mentioned below:

ServiceSMS format
Balance enquiryBAL XXXX
Available credit and cash limitAVAIL XXXX
Block your lost or stolen cardBLOCK XXXX
Last payment statusPAYMENT XXXX
Reward point summaryREWARD XXXX
Subscribe to e-statementESTMT XXXX
Request for duplicate statementDSTMT XXXX MM (MM is statement month

How do I check SBI account balance without registered mobile number?

You just have to visit the nearest SBI branch, insert the SBI ATM card in the machine. Select the Balance enquiry option and enter your ATM PIN when prompted. Upon verification, the ATM will show you the current bank balance on the screen. You can also see the remaining balance in the receipt that comes out of the machine after you withdraw cash from it.

How can I check my corporate SBI account balance?

You can check it through the Yono Business app or SBI Anywhere Saral Portal to check your SBI account balance.