Union Bank of India balance check online and via number: Easy ways to check Union Bank of India account balance

Union Bank of India (also called Union Bank or UBI) is one of the leading public sector banks in the country, serving over 120 million customers. The bank offers an array of best-in-class banking services, including an easy and convenient method to check account balance online. The Union Bank customers can check their bank balance using the mobile number, SMS service, web portal, and application, among other things. Below is an easy step-by-step guide on how to check the account balance of Union Bank of India without visiting the bank.

How to check Union Bank of India account balance

Traditionally, you’d have to visit your bank’s branch and get your passbook updated to know your account balance. You can also head out to the nearest Union Bank of India ATM for the same. However, UBI offers you plenty of other ways to make balance inquiries without having to leave the comfort of your home or office. Here’s how:

Via mobile app

  • If you use an Android mobile phone or iPhone, one of the easiest ways for you to check your Union Bank of India account balance is through its mobile app, U-Mobile.
  • The application is available for download on Google Play Store and App Store for Android and iPhone users respectively
  • Install the U-Mobile application on the device with a registered mobile number
  • After that, register yourself by selecting the “For existing Union Bank of India customers” option and then, following further instructions.
  • You will need your debit card or your internet banking credentials or a bank generated token to complete the process.
  • Once the registration is done, log in to the app using the 4-digit Login PIN you had set earlier and tap on Accounts to view the available balance in your Union Bank of India account.

Via Internet banking

Union Bank of India also allows you to access a range of financial services including balance inquiry through its net banking portal if you’ve registered for the same.

  • To check your UBI account balance online, log in to www.unionbankonline.co.in using your credentials.
  • From the dashboard that opens, select the Account Summary option to view your balance.

Via missed call

If you wish to know your Union Bank of India balance, all you need to do is give a missed call to 09223008586 from your registered mobile number. As soon as the call disconnects, you’ll get your bank balance details on your phone through SMS.


The bank also gives you the option to check your account balance via SMS. Just type “UBAL” and send it to 09223008486 from your registered mobile number to receive the balance of your primary account over text. In case you have more than one account at Union Bank of India, send “UBAL<space>Account number” to inquire about other account balances.


You can use the USSD service as well for checking your Union Bank of India account balance. Just dial *99# from your registered mobile number and then follow the instructions.

Note: The missed call, SMS, and USSD methods mentioned above are a convenient way of balance inquiry for you if you don’t have a smartphone or haven’t registered for internet or mobile banking.


Do I have to pay to avail the Union Bank of India SMS banking and missed call services to check account balance?

There is no fee for the Union Bank of India missed call service. For SMS banking, regular SMS charges are applicable. Click here to know more.

Can I call the Union Bank of India toll-free number to know my account balance?

No, customer care won’t be able to help you with an account balance inquiry. You will have to specifically call 09223008586 or use any of the other abovementioned methods to check your Union Bank of India account balance.

Can I get a mini-statement for my Union Bank of India account through missed call service?

No, the missed call service is only available to know the balance in your account. To get your mini-statement, SMS “UMNS” to 09223008486 from your registered mobile number.

How do I register for Union Bank of India missed call service

To avail the missed call service offered by the Union Bank of India, you must get your mobile number registered with the bank. The same can be done at the time of account opening or you can visit the bank branch later to fill up and submit the respective form.