Flipkart’s Buy Now Pay Later service makes buying smartphones easier than ever, here’s how

Whether you are a student or a professional who is just starting out, sometimes, the product you want to buy is within the grasp of your hands, but unfortunately, you are stuck as your account balance is insufficient to make that dream purchase. So, what should you do? Wait out another month? Don’t worry, Flipkart is here to complete that dream purchase today. With Flipkart’s Buy Now, Pay Later option, you can buy whichever product you want, and pay at the time you feel is convenient.

One of the most exciting aspects of the Buy Now Pay Later option is that Flipkart has announced that for the first time, this service is now available to buy smartphones. Yes, you read that right.  You can now buy your favourite smartphones in the ongoing Big Saving Days sale with the Buy Now, Pay Later service. In case you are wondering how this exciting payment option works and can help you buy smartphones easily in this sale, we are here to help. 

When you use the Buy Now, Pay Later service from Flipkart, you can buy a product and split the payment into two parts, depending on your credit limit. For example, if a product is worth Rs 15,000 and you have a credit limit of Rs 5,000, you can simply pay Rs 10,000 to buy the product and the remaining Rs 5,000 next month. This option is available for payment on Flipkart and its partner platforms such as Myntra, 2GUD, and PhonePe as well. 

That’s not all, the order cancellation and refund process are way easier with this option too. Since you don’t have to pay the full amount right away, you can cancel the order and the credit used will be restored instantly to your Pay Later account.

Now, depending on your credit limit, you can pay the bill in one go, or you can make a down payment and pay the remaining balance next month. What’s more, you can even pay by EMIs too! This all is subject to the credit limit you’ve been assigned though, and the benefits that are enabled. The credit limit starts from ₹5,000 and goes as high as ₹1,00,000.

So, now that you’ve got an idea about how this option works, you might be interested to open an account. Well, you don’t have to break your head in filling out various forms and wait for days to open an account. It’s a paperless e-KYC process, which requires your PAN card, and your Aadhar card. 

Here’s how you can open a Flipkart Buy Now, Pay later account:

1. Head to this page on Flipkart.
2. Now click on the Paperless e-KYC and submit your PAN card and Aadhar card details
3. You will receive an OTP for verification. The mobile number on which you will receive the OTP will be the same as linked to your Aadhar card.
4. Now enter your Bank account details.
5. Congrats! Your Buy Now Pay Later account is now open.

After setting up the account, you will be able to see the Flipkart Pay Later option on the product page during your purchase. You can then go ahead and buy your favourite smartphones (keeping in mind the credit limit, of course), and select the Flipkart Pay Later option at checkout. You will be required to enter a CAPTCHA, and that’s it. You have successfully placed your order. 

As of present, here are some exciting offers on smartphones bought with the Buy Now, Pay Later service. Assuming you have a credit limit of ₹5,000, here’s the price at which you can buy these amazing smartphones: 

 

With the Buy Now, Pay Later option, buying your next smartphone has been made easier than ever. Now, your dream purchase is just a few clicks away.