The balance of an Indian bank account can be checked without visiting the branch or an ATM. It can be done conveniently from home through online net banking, mobile banking, or via SMS and missed calls. If you are wondering ‘how?’, check out our step-by-step guide on how to find out the balance of your Indian Bank account.
Table of Contents
Check Indian Bank account balance using mobile banking
The easiest way for smartphone owners to know their Indian Bank account balance is via IndOASIS. It is a free app available for download on both Android and iPhone users. Here’s how it works:
Step 1: Go to the respective app marketplace of Android and iPhone: Google Play Store and App Store and download IndOASIS app
Step 2: Open the app and select the language to proceed
Step 3: Enter your CIF number to receive an activation SMS on your registered mobile number and then register yourself on the app using your ATM/debit card, internet banking User ID and password, or existing MPIN (in case you’re not a first-time user).
Step 4: After the registration is complete, log in to the app using the 4-digit Login MPIN you had set earlier.
Step 5: Now, click on Accounts, followed by Savings Account and then, the Account Number you’re making the balance inquiry for.
You’ll be able to see the available balance on top.
Check Indian Bank account balance using net banking
If you’re using your PC, you can visit the Indian Bank net banking portal to check the balance in your account.
Step 1: For that, open www.indianbank.net.in
Step 2: Enter your User ID, which is the same as your CIF number.
Step 3: On the next page, enter your password and tap on the LOGIN button to view the home page of your account
Step 4: You will get an overview of your account.
Step 5: By default, the page that opens will be the My Accounts section, displaying the available balance in your account.
Check Indian Bank account balance through SMS banking
Another great way to know your Indian Bank account balance. To know your Indian Bank balance using SMS banking here’s what you need to do:
Step 1: Open your messaging app on your phone.
Step 2: Type BALAVL<space>account number<space>MPIN (received from the bank upon registering for SMS banking)
Step 3: Send it to 9444394443.
You will get the details of the outstanding balance in your respective Indian Bank account via a follow-up SMS.
Check Indian Bank account balance through missed call service
In case you don’t have an internet connection or haven’t registered for Indian Bank internet or mobile banking, perhaps the best way for you to know your account balance is via missed call service.
Step 1: Just give a missed call to 8108781085 from your registered mobile number.
Step 2: Once the call is disconnected, you will receive an SMS with Indian Bank balance details
Check Indian Bank Balance using Toll-Free Number
You can call at the following number to get the Indian Bank balance:
- 1800 4250 0000
Check Indian Bank Account Balance via UPI
Step 1: Open any UPI app of your choice on your smartphone.
Step 2: Unlock the UPI app using a security code or PIN.
Step 3: Tap on Check Account Balance or something similar that says “Balance”
Step 4: Fill in the UPI PIN.
Now the account balance will appear on the screen.
Check Indian Bank account balance via ATM or debit card)
Step 1: Go to the nearest ATM and swipe your ATM card or debit card in the ATM machine.
Step 2: Fill in the four-digit ATM PIN.
Step 3: Choose Balance Enquiry option that appear on the ATM screen.
You will see the Indian Bank balance of the existing account on the screen.
Check Indian Bank balance using WhatsApp
Step 1: Open WhatsApp and send ‘Hi’ to the 8754424242 from your registered mobile number. The Indian Bank WhatsApp chatbot will open.
Step 2: Next, follow the instructions given by the chatbot. Choose the option ‘Check Account Balance’.
You will get the balance on the screen.
FAQs
What is a CIF number in Indian Bank?
CIF number or Customer Information File number is a unique 9-digit number assigned by the Indian Bank to each of its account holders. This number is linked to a virtual file that stores all the accounts and personal details of the customers.
Are there any charges for using the Indian Bank SMS and missed call facility?
Only regular SMS charges apply for the Indian Bank SMS banking facility. There are no other charges for SMS or missed call services.
Do I have to register my mobile number for the online, mobile and SMS banking facilities of Indian bank?
Yes, you need to register your mobile number with the bank to make use of its SMS, mobile, and internet banking facilities. In case you haven’t, visit your home branch to get it done.
How can I find my Indian Bank CIF number?
You can find your Indian Bank CIF number on the first page of your passbook, by dialling 180042500000 from your registered mobile number, from your bank branch, on your cheque book or within the Profile section of your net banking account.
